Here's Black, a Will Oldham cover by The Channel, from their new album, Personalized. It starts out as a sweet, standard pop song, then enter some standard Brian Wilson-influenced harmonizing, and just when you thought you had an idea of how the song would end, they hit you with the junk, shortly before minute #....you guessed it, minute two. These days, that seems to be the universal magic moment at which you throw your junk into your pop song to make it more distinguishing. Do the Channels overdo it here? I don't think so. The junk here is the highlight of the song.
I'm posting the .ogg file instead of the mp3, because my converter screws up the song at the same point every time I try it. So you'll have to listen with your Winamp or other .ogg reader.
The Channel - Black (ogg)